Having a plan means all my grocery shopping is done in two hours while my son is at preschool. The food in my freezer is added in to the weekly rotation and there’s no food being wasted. My fridge isn’t overflowing and I’m not running out to the store to get the one ingredient that turns into $50 of impulse groceries I didn’t really need.
With 2019 being the year of the slashed budget, we’ve found ourselves getting more creative in our outings as a family, finding fun things to do together that are inexpensive and sometimes (other than gas) free.
For most of us, debt isn’t one big bill or a huge investment that goes awry. It’s in the ‘Oh, it’s just $10’, ‘That’s not bad for $20’, ‘Well I don’t really need it, but it’s only $5’ range of spending. It’s that extra trip to the grocery store for milk that turns into $60, the extra toys that were on sale, all the extras ‘stuff’ we didn’t need, but wanted. All those extras add up quick, and if it’s on a credit card, it keeps adding up every month until it’s paid off.