Snow Day

Snow Day

There is something magical about a snow day. It’s as if the world stops for a moment and you have the most precious gift of all, time. There’s no place you have to be, nothing you have to do, nothing that really has to be done because… it’s snowing.

Budgeting 2019

For most of us, debt isn’t one big bill or a huge investment that goes awry. It’s in the ‘Oh, it’s just $10’, ‘That’s not bad for $20’, ‘Well I don’t really need it, but it’s only $5’ range of spending. It’s that extra trip to the grocery store for milk that turns into $60, the extra toys that were on sale, all the extras ‘stuff’ we didn’t need, but wanted. All those extras add up quick, and if it’s on a credit card, it keeps adding up every month until it’s paid off.