Budget: Recommitment
The hard thing about budgeting isn’t the budget. I mean after you take the weeks to put it together, then refine it, it’s pretty much done. The hard part is having the guts to stick to it,
The hard thing about budgeting isn’t the budget. I mean after you take the weeks to put it together, then refine it, it’s pretty much done. The hard part is having the guts to stick to it,
For most of us, debt isn’t one big bill or a huge investment that goes awry. It’s in the ‘Oh, it’s just $10’, ‘That’s not bad for $20’, ‘Well I don’t really need it, but it’s only $5’ range of spending. It’s that extra trip to the grocery store for milk that turns into $60, the extra toys that were on sale, all the extras ‘stuff’ we didn’t need, but wanted. All those extras add up quick, and if it’s on a credit card, it keeps adding up every month until it’s paid off.