Budgeting 2019
For most of us, debt isn’t one big bill or a huge investment that goes awry. It’s in the ‘Oh, it’s just $10’, ‘That’s not bad for $20’, ‘Well I don’t really need it, but it’s only $5’ range of spending. It’s that extra trip to the grocery store for milk that turns into $60, the extra toys that were on sale, all the extras ‘stuff’ we didn’t need, but wanted. All those extras add up quick, and if it’s on a credit card, it keeps adding up every month until it’s paid off.